Effective Date: May 5, 2025

Welcome to gregorylagana.com (the "Website"). These Terms and Conditions ("Terms") govern your access to and use of the Website and the services provided by Gregory Lagana ("we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are at least 18 years of age.

You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

• In any way that violates any applicable federal, provincial, local, or international law or regulation.
   
• To exploit, harm, or attempt to exploit or harm minors in any way.
   
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
   

The Website and its entire contents, features, and functionality are owned by Gregory Lagana, its licensors, or other providers of such material and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Website for your personal, non-commercial use. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without our prior written consent.

To access certain features of the Website, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

All payments for services or products offered on the Website are due at the time of purchase. We accept payment through the methods specified on the Website.

Refund policies, if any, will be specified on the Website or in separate agreements. If no refund policy is specified, all sales are final and non-refundable.

To the fullest extent permitted by law, in no event will Gregory Lagana, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind arising out of or in connection with your use, or inability to use, the Website, any websites linked to it, any content on the Website, or any services or items obtained through the Website.

You agree to defend, indemnify, and hold harmless Gregory Lagana, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against